FREE CAR INSURANCE QUOTE
Compare Car Insurance QuotesCar insurance like everything else varies greatly between providers in a free market society. Because all the insurance companies all want your business they will give you a free quote willingly but do make sure you go through the insurance policy wording very carefully before signing anything. It is good advice to never sign anything without first reading it.
To make sure you understand the policy clearly in most countries it is now a law that the policy once accepted has what is called "a cooling off time" that I think varies between countries but here in Australia it is 7 days. In other words, you have seven (7) days in which to read through the policy wording very thoroughly and are sure that it covers and includes everything that you want to have your car insured for.
A separate insurance policy has to be taken out if you want to have theft and criminal damage covered too because your 'normal' CTP does not include these events in their CTP policies. You cannot register a car here in Australia with out having a compulsory third party policy. This compulsory third party (CTP) insurance is to cover anything that you may damage, including yourself to a limited amount. You cannot register a car in any state of Australia without this particular policy which is often available over the counter when you go to your Motor Vehicle Registrar in your state. Every state of Australia calls their motor vehicle registries a different name because they are state government and not federal government organizations.
When you go to register your car here in Queensland, you also have to have a certificate of road worthiness from a licensed and approved vehicle mechanic before you can register your vehicle. The same law applies in the Northern Territory and in New South Wales. I haven't tried to register a car recently in any of the other Australian States. All State and Territory Governments earn revenue from vehicle registrations but here in Queensland they have now become very expensive.
To add salt into this extra tax burden on the Queensland population, the Queensland State Government also removed the petrol subsidy in their last budget. With all these extra tax burdens imposed on the people of Queensland it really does pay to shop around for your car insurance needs. |
